In today’s fast-paced financial landscape, choosing the right credit card can be challenging. Here’s a detailed overview of the top lifetime free credit cards for 2024, which come with no annual fees and a range of benefits.
1. RBL Bank BankBazaar SaveMax Credit Card
- Cashback: 10% on BookMyShow and Zomato transactions (up to ₹100/month).
- App Features: Manage your card, pay bills, and apply for loans.
2. HSBC VISA Platinum Credit Card
- Cashback: ₹500 for spending ₹5,000 in the first month.
- Rewards: Two points for every ₹150 spent.
3. Amazon Pay ICICI Credit Card
- Rewards: Unlimited points redeemable at over 100 million products on Amazon.
- EMI Options: No-cost EMI for 3/6 months.
4. ICICI Bank Platinum Chip Credit Card
- Rewards: Two points for every ₹100 spent.
- Fuel Waiver: 1% surcharge waiver at HPCL.
5. IDFC First Select Credit Card
- Lounge Access: Free domestic airport lounge access.
- Rewards: Up to 10X rewards on eligible spends.
6. IDFC First Millennium Credit Card
- Birthday Bonus: 10X points on spends over ₹20,000.
- Lifelong Validity: Infinite reward points.
7. Kotak 811 #dreamDifferent Credit Card
- Fuel Waiver: 1% on all transactions between ₹500 and ₹3,000.
- Rewards: 4 points for every ₹100 spent online.
8. IndusInd Platinum Credit Card
- Insurance: Flight accident coverage up to ₹25 lakh.
- Rewards: 1.5 points for every ₹150 spent.
9. Federal Bank Scapia Credit Card
- Scapia Coins: 20% on travel bookings through the Scapia app.
- Lounge Access: Unlimited access with ₹5,000 monthly spend.
10. AU LIT Credit Card
- Rewards: 5X or 10X on all online retail purchases.
- Limit: Up to 25,000 points per statement cycle.
Lifetime free credit cards offer great benefits without the burden of annual fees, making them ideal for savvy spenders. Choose one that aligns with your spending habits to maximize rewards and savings.