A lifetime-free YES Bank Max Credit Card, issued through Kredit.Pe, is reported to give flat 5% cashback on online spends and up to 5% on UPI (3% base, rising to 5% after ₹20,000 monthly spends).
Offer Details
- Lifetime free — no joining or annual fee
- Flat 5% cashback on online spends (reported as uncapped)
- UPI cashback: 3% base, up to 5% after ₹20,000 in monthly spends
- RuPay JCB network, so it works for UPI credit card payments
Eligible Cards / Who Can Avail
- New applicants through the Kredit.Pe / YES Bank channel
- Subject to the bank’s eligibility and KYC
Benefits
- High cashback on online and UPI spends with no annual fee
- A simple everyday card where regular reward cards earn less
How to Claim / Steps
- Check eligibility on the Kredit.Pe or YES Bank application page
- Complete the application and KYC
- Once activated, use it for online and UPI spends
- Track cashback in the app or statements
Validity / Important Notes
- The cashback rates and “uncapped” claim are as reported — confirm caps and merchant exclusions on the application page before applying
- UPI cashback tiers depend on monthly spend
- Confirm lifetime-free status in the final terms
Anyone applied for the YES Bank Max yet? Share whether the 5% online cashback is posting as advertised.