Key Features of the PaisaSave Credit Card
1. 3% Cashback on Online Purchases
Get 3% cashback on purchases from popular platforms such as:
- Amazon
- Myntra
- Flipkart
- Nykaa
- Swiggy & Zomato
- Tata Cliq & Ajio
2. 1.5% Cashback on Other Online Purchases
Once you hit the monthly ₹5,000 cashback cap, you’ll continue earning 1.5% cashback on additional online transactions.
3. Unlimited 1.5% Cashback on Offline Purchases
Earn 1.5% cashback on all in-store and offline transactions without any cap!
4. 1% Fuel Surcharge Waiver
Save on fuel expenses with a 1% surcharge waiver at fuel stations across India.
5. Virtual RuPay Credit Card for UPI Payments
Enjoy the convenience of seamless UPI payments through the virtual YES Bank RuPay Credit Card.
No Joining Fee & Cost-Effective for Regular Shoppers
- Joining Fee: None
- Annual Fee: ₹499 + taxes, but waived from the second year upon spending ₹1.2 lakh annually, making it an ideal option for frequent shoppers.
Fees & Charges Overview
- Revolving Credit, Cash Advances: 3.80% per month (45.60% annually)
- Rental Transactions: 1% of the transaction value or ₹199 (whichever is higher); capped at 3 per 30 days
- Wallet Transactions: 1% of the transaction value or ₹1
- Utility Payments: 1% fee on monthly transactions above ₹15,000