1. Swiggy HDFC Bank Credit Card
Benefits:
- 10% Cashback on Swiggy orders (food delivery, Instamart, Dineout, Genie).
- Capped at ₹1,500 per billing cycle.
- 5% Cashback on online categories (Amazon, Flipkart, cabs, apparel, etc.), capped at ₹1,500 per cycle.
- 1% Cashback on other spends (capped at ₹500 per cycle).
- Complimentary 3-month Swiggy One membership.
Fees:
- ₹500 joining/renewal fee (waived on ₹2L annual spend).
Max Savings:
- ₹18,000 annually on Swiggy + ₹42,000 across other categories.
Apply Now : Swiggy HDFC Bank Credit Card
2. HSBC Live+ Credit Card
Benefits:
- 10% Cashback on food delivery, dining, and grocery spends.
- Works on Swiggy, Zomato, Tata Neu, or restaurant apps/websites.
- Capped at ₹1,000 per billing cycle.
- 1.5% Cashback on other spends (no capping).
- 4 complimentary airport lounge visits (1 per quarter).
Fees:
- ₹999 joining/renewal fee (waived on ₹2L annual spend).
Max Savings:
- ₹12,000 annually on food delivery + unlimited cashback on other spends.
Apply Now : HSBC Live+ Credit Card
3. Airtel Axis Bank Credit Card
Benefits:
- 10% Cashback on Swiggy, Zomato, and BigBasket.
- Capped at ₹500 per billing cycle.
- 25% Cashback on Airtel services (mobile, DTH, broadband via Airtel Thanks App).
- Capped at ₹250 per cycle.
- 10% Cashback on utility bill payments (capped at ₹250 per cycle).
- 1% Cashback on other spends (no capping).
- 4 complimentary lounge visits (unlocked after ₹50K spend in 3 months).
Fees:
- ₹500 joining/renewal fee (waived on ₹2L annual spend).
Max Savings:
- ₹6,000 annually on food delivery + utility cashback.
Apply Now : Airtel Axis Bank Credit Card
Which Card Should You Choose?
Here’s a quick comparison to help you decide:
| Card | Max Food Cashback (Annually) | Main Benefits | Ideal For |
|---|---|---|---|
| Swiggy HDFC Bank Card | ₹18,000 | Highest cashback on Swiggy orders | Loyal Swiggy users |
| HSBC Live+ Card | ₹12,000 | Cashback on all food platforms + dining/groceries | Multi-platform foodies |
| Airtel Axis Bank Card | ₹6,000 | Airtel services + food delivery + utilities | Airtel users who order occasionally |