I received a call from an HDFC agent who promised me a Swiggy HDFC card. However, after completing the KYC process, I received a message approving a MoneyBack+ card instead. Can I do anything about this? I’m considering not activating the MoneyBack+ card. Will this affect my relationship with the bank for future card applications?
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@jamesalwin If this is your first HDFC card, it’s advisable to accept it and activate it. You can then apply for the Swiggy co-branded card later. Not activating the MoneyBack+ card may not negatively impact your future applications, but keeping good standing with the bank can help with future credit card approvals.