The Credit Pass is a subscription service from Bajaj Finserv that helps you monitor and manage your credit health. It offers regular access to your CIBIL Score and provides tools to keep track of your credit history, helping you stay on top of your financial health.
Benefits of Credit Pass:
1. Monthly CIBIL Score Checks: Monitor your CIBIL Score regularly without impacting it, helping you stay aware of your credit eligibility.
2. Personalized Credit Dashboard: Track all your loans and credit card accounts in one place for better management.
3. Credit Health Report: Get detailed insights into your credit history, helping you identify areas for improvement.
4. Credit Score Simulator (Premium): Predict how different financial decisions will impact your credit score before taking any action.
5. Credit Factors Tracking: Understand key factors like credit utilization and recent inquiries that influence your credit score.
6. Error Identification: Regular monitoring helps spot and fix errors that could harm your credit score.
7. Improved Credit Profile: By optimizing credit utilization and managing your credit mix, you can build a stronger credit history.