If you’re eyeing a gadget upgrade — now’s the moment. Vijay Sales just kicked off their Grand Electronics Sale, and it’s not just about slashed prices. With the right credit card, you could unlock stacked savings on top of up to 60% off across categories.
Here’s what you need to know to shop smart and save harder:
Bank-Wise Offers That Make a Difference
 Bank |
 Instant Discount |
 Min. Spend |
 Max. Benefit |
 Type |
|---|---|---|---|---|
| IDFC FIRST | 5% off | ₹5,000 | ₹10,000 | Credit Card EMI |
| HDFC Bank | 7.5% off | ₹15,000 | ₹3,000 | EMI/Non-EMI |
| ICICI Bank | 7.5% on EMI, 5% on regular | ₹15,000+ | Up to ₹3,000 | All modes |
| AmEx | Flat 7.5% off | — | ₹7,500 | EMI only |
| OneCard | Up to ₹4,000 off | — | ₹4,000 | EMI |
| Others (YES, BOB, AU, Federal) | 5–10% instant discount | Varies | ₹2,500–₹3,500 | EMI/Non-EMI |
Quick Hacks to Maximize Savings
- Go EMI if needed – many of these discounts are EMI-only (especially for AmEx, IDFC, OneCard).
- Mix & match deals – use coupons + card offers for deeper discounts.
- Time your big buys – flagship phones, premium TVs, washing machines? This is the window.
Top Sale Picks (July 12–17)
- Samsung Galaxy S24 FE: ₹10,000 off + ₹3,000 bank cashback
- MacBook Air M2: Effective price under ₹77,000
- Sony 55" 4K TV: 40% off + additional ₹4,000 card discount
- Dyson Haircare: ₹5,000 off + EMI benefits