Hi, I currently have a credit limit of ₹4.5 lakhs on my Regalia Gold card, with spends exceeding ₹5 lakhs in the last 6-7 months. Should I consider an upgrade? Is having a credit limit above ₹5 lakhs a strict requirement for upgrading?
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@Andrew Yes, having a credit limit above ₹5 lakhs is generally a requirement for upgrades. However, since you’ve had substantial spends of over ₹5 lakhs in the last 6 months, you can still reach out to your Relationship Manager (RM) to request an upgrade. They may suggest increasing your credit limit first and then proceeding with the upgrade.