Upgrade to Regalia Gold: Worth It?

Hey everyone, I’m being offered an upgrade from HDFC Millennia to Regalia Gold. My primary spending is offline (around 20k-25k per month), while I use the SBI Cashback card for online purchases. Would it be worth upgrading?

@TintuP Since you already have the SBI Cashback card, going for the Regalia Gold would be a good choice. Just make sure it’s LTF.