Hi, I currently hold a Business Regalia card with a credit limit of approximately ₹9L. I’m considering an upgrade. Should I apply for the Regalia Gold or Business Black? Will I be eligible for an upgrade?
1 Like
@Madhu If you regularly make tax payments, the Business Black is a good choice. However, with your credit limit, you’re eligible to apply for the Infinia or DCB, both of which offer better benefits than the Regalia Gold.
1 Like
@Sneha26 Which option should I select on the upgrade form? If I choose Infinia and don’t qualify, will they offer me the next best card, or will my application be rejected? I’m a doctor and don’t make many tax payments.
1 Like
@Madhu If you don’t qualify for Infinia, the application will be rejected. The Business Black has similar features to Infinia and DCB but offers more reward points on tax and utility payments.