Updated Requirements for Upgrading HDFC Credit Cards

If you’re looking to upgrade your HDFC Bank credit card, here are the updated eligibility requirements for three premium cards: HDFC Infinia, HDFC Diners Black Metal, and HDFC BizBlack.

HDFC Infinia Credit Card

  • Existing Credit Card Limit: ₹8 Lakhs
  • Last 6 Months’ Spends: ₹9 Lakhs

Ideal for those with high spends and looking for unmatched lifestyle, travel, and dining privileges.

HDFC Diners Black Metal Credit Card

  • Existing Credit Card Limit: ₹5 Lakhs
  • Last 6 Months’ Spends: ₹5 Lakhs

A premium choice for global travelers offering exclusive lounge access, reward points, and superior privileges.

HDFC BizBlack Credit Card

  • Existing Credit Card Limit: ₹7.5 Lakhs
  • Last 6 Months’ Spends: ₹7.5 Lakhs

Tailored for business professionals and entrepreneurs with high spends, this card offers excellent rewards and business-friendly features.

Tips to Qualify for an Upgrade

  • Maintain consistent high spends on your current HDFC credit card.
  • Ensure you meet the credit limit and spending requirements over the last six months.
  • Keep a healthy credit score and avoid late payments to enhance your eligibility.

Upgrading to these premium HDFC cards can unlock a host of benefits, including higher reward rates, global privileges, and exclusive offers.