HDFC Bank, a leading credit card issuer in India, is renowned for its rewarding offerings across various segments, from entry-level options like the Swiggy HDFC card to super-premium choices like the Infinia. Recently, HDFC Bank has made some important changes to the eligibility criteria for sourcing its premium personal and commercial credit cards. These changes will affect the following cards:
- Infinia Metal
- Diners Club Black
- Biz Black
- Regalia Gold
Updated Income Eligibility Criteria:
| Card | Salaried Non-Govt Employee (Net Salary/Month) | Salaried Govt Employee (Net Salary/Month) | Self-Employed Income |
|---|---|---|---|
| Infinia Metal | ₹5 Lakh | ₹3.5 Lakh | ₹60 Lakh |
| Diners Black | ₹2.5 Lakh | ₹1.75 Lakh | ₹60 Lakh |
| Biz Black | – | – | ₹30 Lakh |
| Regalia Gold | ₹1.5 Lakh | ₹1 Lakh | ₹18 Lakh |
HDFC Bank has stated, “It is important that these Super/Ultra-premium range of credit cards are issued to the right customer profile to have an optimal spends and cost ratio.”
The new guidelines will be implemented immediately across all sourcing teams to ensure adherence. Cards can also be offered based on income surrogate programs and relevant promo codes.
Stay updated and make sure you meet the new eligibility requirements if you’re considering applying for these premium credit cards!