Looking for a premium debit card that offers more than just the basics? The HDFC Imperia Platinum Debit Card is packed with perks that can elevate your lifestyle! Whether you’re shopping, dining, traveling, or even relaxing at the airport, this card offers you exclusive benefits.
Key Features of the HDFC Imperia Platinum Debit Card:
1. Discounts & Cashback Points
- Swiggy: Get 5% off with a maximum of 150 cashback points each month.
- BookMyShow: Enjoy 25% off on movie tickets with a limit of 250 cashback points per month.
- International Transactions: Earn 5 cashback points for every ₹200 spent abroad, with a cap of 350 points per month.
- Redemption: Cashback points can be redeemed via NetBanking or Mobile Banking (Minimum 250 points required).
- Expiry: Points expire after 12 months; promotional points expire in 3 months.
2. Airport Lounge Access
- Enjoy 2 free domestic lounge visits per quarter after spending ₹5,000 in the previous 3 months.
- Relax and unwind before your flight with access to select airport lounges.
3. Concierge Services
- Access a dedicated concierge service for assistance with travel bookings, accommodation, and unique experiences, allowing you to focus on what matters most.
4. Golf Perks
- Get 4 free rounds of golf each year (1 round/month) and 12 complimentary golf lessons.
- Spend over ₹10,000 in a quarter to avail these perks.
- Discounts of 50% on green fees for extra rounds, subject to availability.
5. Insurance Benefits
- Death Cover: ₹12 lakh coverage in case of accidental death during travel (air, road, or rail).
- International Air Accident: ₹3 crore coverage for accidents while traveling by air.
- Fire & Burglary Insurance: Coverage of up to ₹2 lakh for items bought with the card.
- Loss of Checked Baggage: Up to ₹2 lakh coverage.
- Zero Liability for Fraudulent Transactions: No liability for transactions in case your card is lost or stolen (if reported within 30 days).
6. Debit Card Limits
- Daily Shopping Limit: Spend up to ₹5 lakh per day.
- ATM Withdrawal Limit: Withdraw up to ₹1 lakh per day.
- Cash Withdrawal at POS: Up to ₹2,000 per transaction (monthly limit of ₹10,000).
7. Security Measures
- For the first 6 months, the ATM withdrawal limit is ₹50,000 per day.
- After 6 months, the limit increases to ₹2 lakh per day and ₹10 lakh per month.
Eligibility Criteria:
- Exclusively for Imperia Program members.
- Open to both Indian residents and NRIs.
- Must have a Savings Account, Current Account, or Salary Account with HDFC.
Fees & Charges:
- Joining Fee: Nil (For Imperia Program members).
- Forex Markup Fee: 3.5%
- Replacement Charges: ₹200
- ATM Pin Generation: Nil
Why Should You Apply for the HDFC Imperia Platinum Debit Card?
If you’re looking for a premium card that provides excellent cashback rewards, lounge access, insurance coverage, and a range of other luxury services, the HDFC Imperia Platinum Debit Card is a perfect choice.