Looking for exclusive perks, luxury benefits, and top-tier privileges? These premium credit cards are designed for high net worth individuals, offering unmatched value for frequent travelers, diners, and spenders. Here’s a detailed breakdown of the best options.
HDFC Infinia Metal Credit Card
- Joining Fee: ₹12,500 + taxes
- Annual Fee: ₹12,500 + taxes
Key Benefits: - Unlimited domestic and international lounge access with Priority Pass.
- Free unlimited golf sessions at select courses worldwide.
- 10X Reward Points on travel/shopping via HDFC SmartBuy.
- Club Marriott Membership with 20% discounts on dining and stays.
- Fuel Surcharge Waiver: 1% on transactions ₹400-₹1,00,000.
American Express Platinum Credit Card
- Joining Fee: ₹66,000 + taxes
- Annual Fee: ₹66,000 + taxes
Key Benefits: - Complimentary elite memberships with Marriott Bonvoy, Hilton Honors, and more.
- Access to 1,300+ lounges, including Centurion Lounges and Priority Pass.
- Free worldwide golf sessions.
- Invitations to exclusive events like Fashion Week and Wimbledon.
- Travel discounts with Qatar Airways, Air France, and Virgin Atlantic.
- Reward Multipliers: 5X points on purchases, 3X on international spends.
Axis Bank Burgundy Private Credit Card
- Joining Fee: ₹50,000 + taxes
- Annual Fee: ₹50,000 + taxes
Key Benefits: - Earn 15 EDGE Rewards per ₹200 spent.
- Complimentary EazyDiner Prime Membership with flat 25% dining discounts.
- Unlimited lounge access + 12 guest entries annually.
- Complimentary memberships to Club Marriott, Accor Plus, and Taj Epicure.
- No forex markup fee for international transactions.
- 50 complimentary golf rounds annually.
YES Private Credit Card
- Joining Fee: ₹50,000 + taxes
- Annual Fee: ₹10,000 + taxes
Key Benefits: - Free access to 1,100+ airport lounges for primary and guest cardholders.
- Complimentary Meet and Greet airport service.
- Save up to $1,000 on private air charters.
- Welcome bonus of 2,00,000 reward points and Oberoi vouchers worth ₹9,000.
- Domestic spends: 20 reward points/₹200; International spends: 40 reward points/₹200.
- Free monthly movie tickets and golf benefits.
Which Card is Right for You?
- Choose HDFC Infinia for unmatched rewards and dining perks.
- Go for AmEx Platinum for global luxury benefits and VIP access.
- Pick Axis Burgundy for zero forex markup and hotel privileges.
- Select YES Private Card for high reward rates and private aviation perks.
Premium credit cards cater to those seeking exclusive experiences and luxury.