Why Link Credit Cards to UPI?
- UPI is growing faster than card payments.
- Get a credit period while using UPI for payments.
- Perfect for users who want to enjoy the flexibility of credit on everyday UPI transactions.
What are RuPay Credit Cards on UPI?
- A digitally enabled credit card lifecycle experience.
- Combines the ease of UPI payments with the benefits of a credit line.
How to Link Your RuPay Credit Card to UPI?
- Open the BHIM UPI app and enter your passcode.
- Click the bank account where you hold your credit card.
- Select credit card option > choose your card issuer bank.
- Select your RuPay credit card from the list.
- Click view accounts and choose the available option.
- Set up your UPI PIN.
How to Use Credit Cards via UPI?
- Scan the merchant UPI QR code.
- Enter the payment amount or pay with an auto-fetched amount.
- Select your credit card as the payment method.
- Choose the RuPay credit account > Enter UPI PIN > Done!
Benefits of Linking Credit Cards to UPI
- Use credit for small and large purchases.
- Enjoy interest-free periods with the convenience of UPI.
- Accepted at millions of UPI-enabled merchants.