Should I Upgrade to Regalia Gold from Millenia?

Hi all,
I’ve received an offer to upgrade to Regalia Gold as FYF, while I currently hold the Millenia LTF card. My annual spend is around ₹3 lakhs. Is it worth making the switch?

@AleenaJacob It really depends on your spending habits. Personally, I prefer using the Millennia card for my online grocery, apparel, and commute expenses, while I combine other cards for travel, utility, and insurance payments.

@AleenaJacob If you already have a cashback card, I’d recommend going for the upgrade. Regalia Gold is definitely a better card overall.