Hi, I’ve been with HDFC for a year and want the HDFC Millennia Credit Card as LTF. I had the MoneyBack Plus card but closed it in April due to a low credit limit. I have FDs of ₹150,000 and ₹30,000 with HDFC. Should I break the ₹30,000 FD to increase my MAB (currently around ₹20,000), or keep it as is?
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@AleenaJacob HDFC typically doesn’t offer new cards soon after closing one, even with a high MAB. Consider breaking the ₹30,000 FD to increase your main account balance and request a Secured Millennia Credit Card LTF based on your new FD.