Seeking Advice on Kiwi Credit Card

Hey everyone,
Is anyone here currently using the Kiwi credit card? I’d love to hear your feedback on it. Would you recommend getting it, or are there better alternatives out there that offer more benefits? I’m specifically looking for a RuPay-based credit card, mainly for in-store purchases.

@akshith90 The Kiwi Credit Card is one of the best RuPay cards for Scan & Pay transactions. It offers a base cashback of 2%. Additionally, you frequently get surprise bonus cashback ranging from 3% to 6%, on top of the 2% cashback. What’s even better is that this bonus cashback applies to transactions below ₹50 as well.The Kiwi app’s Scan & Pay feature also gives a flat ₹10 cashback for any payment made through SBI UPI, regardless of the transaction amount.There are also milestone benefits, offering up to 5% cashback.The card is Lifetime Free (LTF), but the only catch is the Neon subscription.