SCB Life Time Free Credit Card

Hi all,
Is there a way to get the Standard Chartered Smart Credit Card as lifetime free?

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@Anandu001 While it’s not officially lifetime free, the 2% cashback on online spends, including NPS and income tax payments, can offset the card’s fees. If your annual spend exceeds ₹1.5 lakh, the cashback can cover the fees, making it nearly free in practice.