Starting April 1, 2025, SBI Card will revise the reward structure for its SimplyCLICK Credit Card, specifically affecting transactions made on Swiggy. Currently, cardholders earn 10X Reward Points per ₹100 spent on Swiggy, equating to a reward rate of 2.5%. However, with the upcoming change, these transactions will accrue only 5X Reward Points per ₹100 spent, reducing the reward rate to 1.25%.
The SimplyCLICK SBI Card is tailored for online shoppers, offering accelerated rewards with select partners. Despite the reduction in rewards for Swiggy transactions, cardholders will continue to earn 10X Reward Points on online spends with other exclusive partners, including Apollo 24x7, BookMyShow, Cleartrip, Dominos, IGP, Myntra, Netmeds, and Yatra.
It’s important to note that this adjustment is part of SBI Card’s periodic review of its reward structures. Previously, similar changes were implemented, such as the reduction of reward points for Amazon.in transactions from 10X to 5X, effective January 1, 2023.
Cardholders who frequently use Swiggy for food deliveries should be aware of this upcoming change and may want to adjust their spending strategies accordingly to maximize their reward earnings.