SBI Cards to Raise ₹5,000 Crore via NCDs on September 18

  • SBI Cards and Payment Services Ltd is set to discuss and approve raising ₹5,000 crore through non-convertible debentures (NCDs) in a board meeting on September 18, 2024.
  • Funds will be raised via private placement in one or more tranches.

Key Financial Updates:

  • Q1 FY25 Profit: ₹594.5 crore, a 0.2% YoY increase.
  • Revenue: ₹4,358.6 crore, up 11.4% YoY.
  • Cards in Force: 1.92 crore, up 11%.
  • Consumer Spending Growth: 4%, reaching ₹77,129 crore.
  • Receivables Growth: 22%, now at ₹52,705 crore.

Despite strong performance, the volume of new accounts declined to 904,000 in Q1 FY25 from 1,097,000 in Q1 FY24.