Starting September 16, 2025, SBI Card will introduce a refreshed version of its Card Protection Plan (CPP). Existing subscribers will be automatically migrated to updated plan variants when their current plan is due for renewal. You’ll receive an SMS and email at least 24 hours before your renewal, so you know what’s coming.
What’s Changing: Features & Pricing
| Plan Variant | Previous Fee | New Fee (from Sept 16) |
|---|---|---|
| Classic Lite / Classic Plus → Classic | ₹1,199 / ₹1,899 | ₹999 |
| Premium Plus → Premium | ₹2,499 | ₹1,499 |
| Platinum Plus → Platinum | ₹3,199 | ₹1,999 |
You’ll still get key benefits like card blocking, SIM blocking, emergency travel and ticket assistance abroad, fraud protection, mobile wallet protection, and a Credit Fit Program—often with expanded coverage.
Other enhancements include:
- Emergency advance for hotels and tickets abroad:
- ₹80,000 (Classic), ₹1.2 lakh (Premium), ₹1.6 lakh (Platinum)
- Fraud protection going up to ₹1 lakh
- Mobile wallet protection increased up to ₹50,000
- Family coverage expanded (Classic → primary only, Premium → adds spouse, Platinum → adds parents).
Why It Matters
- Lower Costs, More Protection: You’re getting better value and expanded coverage at reduced prices.
- Effortless Transition: You don’t have to do anything—the migration happens automatically.
- Peace of Mind: Continued safeguards like fraud protection and emergency assistance, with broader limits.