From 1 December 2026, SBI Card will charge a 1% fee on transport transactions above ₹30,000 and on fuel spends once they cross ₹50,000 in a billing cycle — ₹60,000 of fuel in one cycle would cost ₹600 extra.
Offer Details / Changes
- Transport (MCCs 4111, 4784, 4131): 1% fee on every transaction above ₹30,000
- Fuel (MCCs 5172, 5541, 5542, 5983): 1% fee on the entire fuel total in a billing cycle once it crosses ₹50,000
- Example: ₹60,000 of fuel in one cycle → ₹600 fee
Eligible Cards / Who Can Avail
- SBI Card credit cards — confirm the exact wording for your card variant in the communication or MITC
Benefits
- None — this is a cost increase that cuts the net value of rewards on large fuel and transport spends
How to Claim / Steps
- Review your recent fuel and transport spends on SBI cards
- Spread large spends across cycles or move them to another card if you regularly cross the thresholds
- Plan any big transport payments before 1 December if possible
Validity / Important Notes
- Effective 1 December 2026
- The fuel fee applies to the whole cycle total once you cross ₹50,000, not just the excess
- Check the SBI Card app or website for the final terms
Do your monthly fuel or transport spends on SBI cards cross these limits? Share which card you’ll shift them to.