Why Open a Savings Account?
A savings account provides a secure place to store money while earning interest. It also offers easy access to funds and serves as a gateway to financial services such as loans and investments. With competitive interest rates and flexible banking options, a savings account helps in wealth-building over time.
Savings Accounts at Unity Small Finance Bank
Unity Small Finance Bank offers multiple savings account options tailored to different financial needs. Whether for general savings, senior citizens, or women-specific benefits, the bank provides attractive interest rates and minimal balance requirements.
Limited-Time Offer: No service or transaction charges until March 31, 2025.
Classic Savings Account
- Interest Rates:
- 6% on balances up to ₹1 lakh
- 7.25% on balances between ₹1 lakh and ₹5 lakh
- 7.5% on balances above ₹5 lakh (up to ₹50 lakh)
- Minimum Balance Requirement:
- ₹10,000 for urban branches
- ₹5,000 for semi-urban and non-urban branches
- Key Features:
- 30 free cheque leaves in the first year
- Locker access and term deposit options
- Dedicated relationship manager for assistance
Senior Savings Account
- Interest Rates: Same as the Classic Account
- Minimum Balance Requirement:
- ₹5,000 for urban branches
- ₹2,500 for semi-urban branches
- Special Benefits for Senior Citizens:
- 25% discount on locker charges
- Free withdrawals at all RuPay-enabled ATMs
- Platinum RuPay Debit Card with exclusive perks
Freedom Savings Account
- Interest Rates: Same as the Classic Account
- Minimum Balance Requirement: ₹25,000 (all locations)
- Additional Perks:
- 8 free ATM transactions across all networks
- Complimentary airport lounge access
- 25% discount on locker charges
- Free cheque book every quarter
Pearl Savings Account (For Women)
- Interest Rates: Same as the Classic Account
- Minimum Balance Requirement:
- ₹5,000 for urban branches
- ₹2,500 for rural and semi-urban branches
- Exclusive Benefits:
- Option to open a free Junior’s Account for children
- Designed for Indian women aged 18-59 years
Each of these accounts provides a range of benefits to meet different financial needs. Choose the one that aligns best with your requirements and start growing your savings today.