Do you use a Rupay credit card mainly for rewards or to keep your bank statement clean? Which Rupay credit card do you have?
I use the ICICI Coral card for exclusive UPI transactions and the SBI Octane Rupay card for fuel purchases.
For payments over ₹100, I use the IndusInd Rupay Platinum card. For payments under ₹100, I use the Tataneu Infinity card.