Key Features and Benefits:
Fees:
- Lifetime Free – no annual or joining fee!
Rewards & Benefits:
Reward Points:
- UPI transactions: Earn 3 Rio Coins for every ₹100 spent via UPI (1 Rio Coin = ₹0.25), translating to a 0.75% reward rate on UPI payments.
- Non-UPI transactions: Earn 1 Rio Coin for every ₹100 spent, equating to a 0.25% reward rate.
Key Perks:
- No upper cap on the reward points you can earn.
- Fractional Rio Coins on all spending above ₹50.
Excluded Categories:
- Fuel, rentals, loan repayments, jewelry, cash withdrawal, wallet load, insurance, education, government services, utilities, EMI, and post-transaction EMI conversion.
Lounge Access:
- Once physical cards are issued, the Rio Money Card will come with lounge access, a perk that makes this card even more attractive.
Why You Should Apply Now:
- Currently, the Rio Money Card is Lifetime Free, making it a good option if you want to avoid annual fees, especially since UPI-based credit cards are trending!
Grab this card while it’s still free and enjoy seamless UPI payments with rewards!