RBL Bank Unveils New Co-Branded Credit Cards with IRCTC and IndianOil

IndianOil RBL Bank XTRA Credit Card

Annual Fee: ₹1,500 + GST
Network: RuPay

Key Highlights:

  • Welcome Benefit: 3,000 Fuel Points.
  • Fuel Rewards: Earn up to 8.5% value back at IndianOil stations.
    • 15 Fuel Points/₹100 spent at IOCL stations.
    • 2 Fuel Points/₹100 on all other eligible spends.
  • Fuel Surcharge Waiver: Up to ₹200 per month.
  • Milestone Benefit: Earn 1,000 Fuel Points on quarterly spends of ₹75,000 or more.
  • Annual Fee Waiver: Spend ₹2.75 lakh annually to waive the yearly charges.
  • UPI Payments: Available on the RuPay network, enabling seamless UPI transactions.

IRCTC RBL Bank Credit Card

Annual Fee: ₹500
Network: Mastercard/RuPay
Best For: Daily commuters and frequent travelers.

Key Highlights:

  • Travel Rewards:
    • 5 Reward Points/₹200 spent on IRCTC train bookings.
    • 2 Reward Points/₹200 spent on flight, hotel, or cruise bookings via the IRCTC Website or App.
    • 3 Reward Points/₹200 spent on FASTag recharges.
  • Other Spending Rewards: 1 Reward Point/₹200 spent on all other eligible transactions.
  • Complimentary Lounge Access: 2 complimentary railway lounge visits each quarter.
  • Train Cancellation Protection: ₹5,000 worth of protection.
  • Reward Redemption: Points can be redeemed on IRCTC; 1 Reward Point = ₹1.

IndianOil RBL Bank Credit Card

Annual Fee: ₹500
Network: Mastercard/RuPay

Key Highlights:

  • Welcome Benefit: 1,000 Fuel Points on spending ₹500 or more.
  • Fuel Rewards: Earn up to 6% value back at IndianOil stations.
    • 10X Fuel Points on each spend of ₹100 at IOCL stations.
    • 1 Fuel Point/₹100 spent on other eligible purchases.
  • Fuel Surcharge Waiver: Up to ₹100 per month.
  • Annual Fee Waiver: Spend ₹1.75 lakh annually to waive the yearly charges.