PNB Palaash RuPay Debit Card: Rewards, Lounge Access, and Exclusive Perks

1. Lounge Access
Enjoy comfort while you travel!

  • Domestic Lounges: 1 complimentary access per quarter to 65+ airport lounges and 7+ railway lounges across India.
  • International Lounges: 2 complimentary accesses annually.

2. Insurance Coverage
Stay secure with accidental insurance of up to ₹2 lakh.

  • Covers accidental death or permanent total disability.
  • Eligibility: Complete at least one transaction using your RuPay card within 30 days prior to the incident.

3. RuPay NCMC Benefit
Simplify transit with the National Common Mobility Card (NCMC) feature:

  • Contactless payments for metros, buses, and more.
  • Works offline for seamless travel without the internet.
  • Enhanced security for worry-free transactions.

4. Exclusive Discounts & Offers
Make your Fridays rewarding with these perks:

Amazon Offer

  • 20% instant discount on bill payments and recharges via Amazon.
  • Valid once per month for minimum spends of ₹129.

Swiggy Offer

  • 20% instant discount on food orders via Swiggy.
  • Applicable once per month on orders above ₹129.

5. Fees and Charges
Here’s what to expect:

  • Issuance Fee: ₹250 + GST
  • Renewal Fee: ₹250 + GST
  • Cash Withdrawal Limit: ₹1 lakh
  • PoS/eComm Limit: ₹3 lakh
  • Replacement Fee: ₹250 + GST

Why Choose the PNB Palaash Debit Card?

  • Cashback rewards.
  • Shopping discounts.
  • Lounge access for comfort.
  • Enhanced security with NCMC.