Piramal Payment Services Secures RBI Approval for 'Piramal Pay'

Piramal Payment Services has received approval from the Reserve Bank of India to launch its prepaid payment instrument, ‘Piramal Pay,’ aimed at enhancing digital financial services across India.


Key Highlights:

  1. Approval from RBI:

    • Piramal Payment Services Limited has secured authorization from the Reserve Bank of India (RBI) to operate its prepaid payment instrument (PPI), named ‘Piramal Pay’.
    • This approval is granted under the Payment and Settlement Systems Act of 2007.
  2. Enhancing Digital Financial Solutions:

    • The launch of ‘Piramal Pay’ aims to provide innovative digital financial solutions to millions of users across India, promoting seamless, secure, and convenient transactions.
  3. Joining Elite Payment System Operators:

    • With this new authorization, Piramal Payment Services joins a select group of Payment System Operators recognized by the RBI, enhancing the landscape of digital transactions in the country.
  4. Management’s Commitment:

    • Jairam Sridharan, Managing Director of Piramal Capital & Housing Finance, expressed enthusiasm about the RBI’s endorsement. He stated, “We are delighted to receive this authorisation, which reinforces our commitment to advancing digital financial services in the country.”
  5. Focus on Accessibility and Convenience:

    • The ‘Piramal Pay’ platform is designed to improve accessibility and convenience for users, catering to both individuals and businesses.
  6. Parent Company Background:

    • Piramal Capital & Housing Finance Limited, the parent company, is a well-known Non-Banking Financial Company (NBFC) engaged in retail and wholesale lending.

Conclusion:

The approval for ‘Piramal Pay’ marks a significant milestone in Piramal Payment Services’ journey to enhance digital financial solutions in India. With a focus on convenience and security, this initiative is expected to make a positive impact on the digital payments landscape.