Patanjali RBL Bank Swarn Credit Card
This premium card offers cashback, milestone rewards, and access to lounges, making it a strong choice for frequent shoppers of Patanjali products and travelers.
- 10% Cashback: Earn cashback at Patanjali stores (online/offline) on spends of ₹500 or more, with a monthly cap of ₹750.
- Welcome Benefit: Earn 6,000 points on spending ₹1,000+ in 30 days.
- Rewards Program: 1 point per ₹100 spent, redeemable for products on RBL Rewards.
- Milestone Benefits:
- ₹1,500 Patanjali voucher for annual spends of ₹3 lakh, including at least ₹12,000 spent at Patanjali stores.
- A 4-night/5-day stay at a Patanjali wellness center for annual spends of ₹5 lakh with a minimum of ₹15,000 at Patanjali.
- Fuel Surcharge Waiver: 1% on transactions between ₹500 to ₹4,000 (up to ₹200 monthly).
- Lounge Access: Domestic lounge access (4 times/year) on achieving ₹50,000 spends per quarter.
- Movies Offer: 1+1 on movie tickets (up to ₹200) through BookMyShow once per month.
The Swarn Card comes with a membership fee of ₹1,499+GST.
Patanjali RBL Bank Vishisht Credit Card
A more accessible option for Patanjali patrons, focusing on moderate spenders who still seek value from their everyday transactions.
- 10% Cashback: Similar to Swarn, but cashback capped at ₹500 monthly for spends over ₹500 at Patanjali stores.
- Welcome Benefit: 2,000 points upon first spend of ₹500+ within 30 days.
- Rewards Program: 1 point per ₹100 spent, redeemable via RBL Rewards.
- Milestone Benefits:
- Annual fee reversal for ₹1.5 lakh annual spends.
- ₹500 Patanjali voucher for ₹2.5 lakh annual spends with ₹12,000 minimum at Patanjali.
- A 2-night/3-day stay at a Patanjali wellness center for annual spends of ₹4 lakh, including at least ₹15,000 spent at Patanjali.
- Fuel Surcharge Waiver: 1% on transactions between ₹500 to ₹4,000 (up to ₹150 monthly).
The Vishisht Card has a lower membership fee of ₹499+GST, making it an appealing option for those who prefer a more affordable entry into the Patanjali-RBL ecosystem.
Why Choose These Cards?
- Cashback on Patanjali Spends: Both cards provide a solid 10% cashback at Patanjali outlets, perfect for those who regularly shop for Patanjali products.
- Wellness Rewards: Unique to these cards is the milestone-based rewards for spending at Patanjali, offering vouchers and wellness center stays.
- Lounge Access (Swarn Card): Frequent travelers will appreciate the domestic lounge access, though it’s conditional on quarterly spend thresholds.
- Annual Fee Waiver (Vishisht Card): With moderate spending, cardholders can enjoy fee waivers and additional milestone benefits.
These cards provide a range of rewards for those who align with the Patanjali brand, combining cashback, travel perks, and milestone-based bonuses that make them unique in the credit card landscape. The Swarn card is geared toward premium users with higher annual spends, while the Vishisht card is a budget-friendly option with similar benefits.