OneCard Hit Pause: RBI Halts New Credit-Card Issuance — What You Should Know

What Happened

  • Reserve Bank of India (RBI) recently asked all banks partnering with OneCard to stop issuing new OneCard credit cards.
  • Reason: RBI wants clarity on data-sharing practices between OneCard’s parent company and its partner banks before allowing further issuances.
  • This suspension applies only to new card issuance. Existing OneCard cardholders — you can continue using your card as before.

What’s Still OK (For Now)

  • If you already have a OneCard — your card stays active; no changes announced for existing users.
  • Banks and OneCard have said the halt is temporary — they intend to address regulatory concerns and resume issuance once cleared.

What This Means for You & Others

  • If you were planning to apply for a new OneCard — you can’t right now. Banks won’t issue until RBI gives go-ahead.
  • If you rely on offers tied to new card issuance (welcome bonuses, early-user perks) — those will be paused for new applicants.
  • For existing card-holders: keep an eye on communications. Any changes to terms or functionality should come with prior notice.