Looking for a credit card that helps you save on festive spends, shop online, pay with UPI, and earn real cashback* without upfront fees? The YES BANK Paisabazaar PaisaSave Credit Card ticks all those boxes — and then some.
Top Reasons to Consider PaisaSave This Holiday Season
Zero Joining Fee
You can get this card without any joining fee — making it super easy to start earning rewards right away.
Instant UPI-Ready Credit
The card offers a RuPay virtual credit variant that you can link to UPI for payments — so you can pay via your favourite UPI app and still earn cashback.
Big Cashback on Everyday Spends
- 6% cashback on dining & travel (as 12 reward points per ₹200 spent), capped at ₹3,000 per month.
- 1% cashback on other spends, including UPI transactions above ₹2,000.
- Cashback accrues as reward points that you can redeem as statement credit (1 point = ₹1).
These cashback rates are generous for a zero-joining-fee card and make it especially useful for end-of-year shopping, holiday travel, dining and more.
Flexible Rewards
Cashback points are credited to your account and can be easily redeemed as statement credit via the YES Rewardz platform — no redemption fee and no fuss.
Fuel Surcharge Waiver
The card also offers a 1% fuel surcharge waiver at petrol pumps — small but handy when you’re hitting the road this season.
Annual Fee Waiver
There’s an annual fee (₹499), but it’s waived if you spend ₹1.2 lakh in the card anniversary year — so regular use keeps it basically free.