Maximizing Credit Card Air Miles: A Detailed Guide

Understanding Air Miles

  • Air miles are rewards earned on travel or high-spend credit cards, convertible into flights, upgrades, or services. Unlike literal mileage, these are flexible reward points based on your card’s spending categories.

Co-Branded Travel Cards

  • Co-branded cards with airlines, like the Air India SBI Signature or InterMiles HDFC, offer higher mileage on travel spends and perks like frequent flyer membership, lounge access, and low forex fees.

Earning Tips

  • Spending on eligible categories, especially travel, yields higher miles. Aim for milestone bonuses to earn more as you reach spending thresholds.

Redeeming Air Miles

  • Directly redeem miles on the airline’s portal if linked, or transfer them to participating airlines with standard credit cards.

These steps make air miles a valuable asset, turning everyday spends into future travel rewards.