HDFC Bank’s SmartBuy portal is your one-stop destination for exclusive offers, 10X reward points, and cashback on select merchants. Here’s what’s new and how you can make the most of it:
Latest Updates
- Nykaa is no longer a 5X partner.
- Myntra cashback has reverted to 5% from 10%.
- Jockey is back as a 10X rewards partner.
Reward Rates on SmartBuy (Effective Feb 11, 2025)
- 10X Rewards/10% Cashback – PharmEasy, Jockey, IGP, Hotels (MMT & Cleartrip)
- 5X Rewards/5% Cashback – Flights, Myntra, Instant Vouchers, Apple Imagine, ZoomCar, MMT Holiday Packages
- 3X Rewards/1% Cashback – IRCTC
Max Monthly Rewards Cap
- Infinia: 15,000 RPs
- Diners Black Metal: 10,000 RPs
- Regalia/Diners Privilege: 4,000 RPs
- Other HDFC Cards: ₹1,000 Cashback
How to Earn Maximum Rewards
- Use Infinia for hotel bookings, flights & vouchers.
- Diners Black & Regalia work best for Apple Imagine, Myntra & travel bookings.
- Other HDFC Cards earn up to ₹1,000 cashback monthly on eligible spends.
How to Avail These Offers?
- Book flights, hotels, and buses via SmartBuy.
- Shop from Jockey, PharmEasy, Apple Imagine & earn 10X RPs.
- Buy Instant Vouchers for additional savings.
Make the most of SmartBuy and maximize your HDFC card benefits!