Diwali is just around the corner, and with it comes the excitement of shopping for decorations, gifts, and electronics. To make the most of this festive season while staying within budget, here are some effective strategies to maximize your reward points:
- Capitalize on Expiring Points: Redeem any expiring reward points before they reset, and consider using them for e-vouchers or gift cards.
- Use Merchant-Specific Discounts: Combine your points with festive discounts from retailers to enhance savings on purchases.
- Choose the Right Card: Use credit cards that offer the highest rewards for specific purchases, especially on larger items.
- Focus on High-Reward Categories: Spend in categories that provide the best rewards, such as electronics or luxury goods, to maximize your earnings.
- Tap Into Festive Offers: Look for promotions offering bonus points or cashback to earn more while spending less.
- Compare Prices and Rewards: Check multiple platforms for the best deals and use the card that offers the highest reward rate.
- Set a Festive Budget: Establish a budget to prevent overspending and use reward points to help cover larger purchases.
By following these tips, you can enjoy a more rewarding shopping experience this Diwali while keeping your finances in check. Happy shopping!