Here’s a strategy to earn up to ₹2,250 per month or ₹27,000 annually by simply paying off credit card bills using HDFC Platinum Debit Cards.
Key Benefits of HDFC Imperia Banking Program:
1. Family Membership Perks: The HDFC Imperia Banking Program allows you to extend benefits to immediate family members. This includes complimentary Platinum Debit cards and access to premium banking services.
2. Combined Balance for AMB: The Average Monthly Balance (AMB) requirement of ₹10 lakhs is measured as a combined balance across accounts under the family program, making it easier to maintain. Plus, there are no charges for not maintaining the balance.
3. Cashback on Credit Card Bill Payments: HDFC Platinum Debit Cards offer 1% cashback (up to ₹750/month) on credit card bill payments made through platforms like JioFinance, SBI Unipay, and others. By using multiple family members’ cards, you can multiply your cashback earnings.
How to Earn ₹2,250 Monthly:
- Pay your credit card bills using HDFC Platinum Debit Cards.
- Split the payment into amounts of ₹75,000 per transaction.
- Earn ₹750 cashback per debit card, up to ₹2,250 total per month using three cards.
Important Notes:
- No charges apply if you’re enrolled under HDFC’s Imperia or Preferred Banking programs.
- The standard fee for HDFC Platinum Debit Cards is ₹850 + taxes for non-members.
Boost your savings effortlessly by using these benefits wisely!