Maximize Shopping Rewards with These 3 Co-Branded Credit Cards!

Love shopping from your favorite brands? A co-branded shopping credit card could be your best companion! Here’s a rundown of 3 top co-branded cards that offer exclusive rewards and privileges:

1. Amazon Pay ICICI Credit Card

  • Cashback:
    5% on Amazon (Prime members)
    3% on Amazon (Non-Prime members)
    2% on Amazon Pay partner retailers
    1% on other spends
  • Fuel Surcharge Waiver: 1% at all petrol pumps in India
  • Joining Fee: None

Apply Now : Amazon Pay ICICI Credit Card

2. Flipkart Axis Bank Credit Card

  • Key Benefits:
    5% cashback on Flipkart & Cleartrip transactions
    4% cashback on partner merchants (Swiggy, PVR, Uber, etc.)
    1% cashback across other categories
  • Perks:
    ₹600 worth of activation benefits from Flipkart & Swiggy
    4 complimentary domestic airport lounge accesses per year (after spending ₹50,000 annually)
    1% fuel surcharge waiver on transactions between ₹400-₹4,000
  • Joining Fee: ₹500

Apply Now : Flipkart Axis Bank Credit Card

3. Myntra Kotak Credit Card

  • Exclusive Offers:
    7.5% discount (up to ₹750) on every Myntra transaction
    5% cashback (up to ₹1,000 monthly) on partner brands (Swiggy, PVR, Cleartrip, Urban Company)
    1.25% cashback on other payments
  • Additional Benefits:
    2 complimentary PVR tickets (worth ₹250 each) for every ₹50,000 spent quarterly
    1% fuel surcharge waiver (up to ₹3,500 annually) on transactions between ₹500-₹3,000
  • Joining Fee: ₹500

Final Thoughts
Co-branded credit cards are perfect for frequent shoppers who stick to specific brands, offering fantastic rewards and privileges. However:

  1. They often have limited benefits outside their partnered brands.
  2. Spending more to achieve milestones can lead to unnecessary debt.

Evaluate your financial needs and spending habits before applying to avoid overspending or falling into a debt trap!