Love shopping from your favorite brands? A co-branded shopping credit card could be your best companion! Here’s a rundown of 3 top co-branded cards that offer exclusive rewards and privileges:
1. Amazon Pay ICICI Credit Card
- Cashback:
5% on Amazon (Prime members)
3% on Amazon (Non-Prime members)
2% on Amazon Pay partner retailers
1% on other spends - Fuel Surcharge Waiver: 1% at all petrol pumps in India
- Joining Fee: None
Apply Now : Amazon Pay ICICI Credit Card
2. Flipkart Axis Bank Credit Card
- Key Benefits:
5% cashback on Flipkart & Cleartrip transactions
4% cashback on partner merchants (Swiggy, PVR, Uber, etc.)
1% cashback across other categories - Perks:
₹600 worth of activation benefits from Flipkart & Swiggy
4 complimentary domestic airport lounge accesses per year (after spending ₹50,000 annually)
1% fuel surcharge waiver on transactions between ₹400-₹4,000 - Joining Fee: ₹500
Apply Now : Flipkart Axis Bank Credit Card
3. Myntra Kotak Credit Card
- Exclusive Offers:
7.5% discount (up to ₹750) on every Myntra transaction
5% cashback (up to ₹1,000 monthly) on partner brands (Swiggy, PVR, Cleartrip, Urban Company)
1.25% cashback on other payments - Additional Benefits:
2 complimentary PVR tickets (worth ₹250 each) for every ₹50,000 spent quarterly
1% fuel surcharge waiver (up to ₹3,500 annually) on transactions between ₹500-₹3,000 - Joining Fee: ₹500
Final Thoughts
Co-branded credit cards are perfect for frequent shoppers who stick to specific brands, offering fantastic rewards and privileges. However:
- They often have limited benefits outside their partnered brands.
- Spending more to achieve milestones can lead to unnecessary debt.
Evaluate your financial needs and spending habits before applying to avoid overspending or falling into a debt trap!