SBI Credit Cards let you earn reward points on transactions, which can be redeemed for deals and offers. Here’s how to check and redeem them to get the most value!
How to Check SBI Credit Card Reward Points
- Bill Statement
- Check the rewards summary at the bottom of your latest credit card statement.
- Chatbot (ILA)
- Access ‘Statement’ → ‘I want to view my statement’ → Log in to view rewards.
- Missed Call or SMS
- Missed Call: Dial 8422845514 from your registered mobile.
- SMS: Send “REWARDS XXXX” (last 4 digits of card) to 5676791.
- Website/Mobile App
- Log in to SBI Card → Go to ‘Rewards’ section to check points.
How to Redeem SBI Reward Points
Internet Banking
- Log in to SBI Card Portal → Select ‘Rewards’ → Click ‘Redeem Rewards’.
- Choose Reward Points, City, and Category → Pick items from the catalogue → ‘Redeem Now’.
Mobile App
- Log in to the SBI Card app → Navigate to ‘Rewards’ → ‘Redeem Rewards’.
- Select category and item → Click ‘Redeem Now’.
Customer Care (Offline)
- Call SBI Card Customer Care → Request point redemption.
- Redeem points fully or pay the remaining balance.
Pro Tip
While rewards can upgrade your lifestyle, avoid impulsive spending just to earn points. Monitor your spending habits and redeem wisely to enjoy maximum benefits without financial strain.
Don’t have SBI Credit Card yet? Apply now