What Credit Card Offers You Can Expect
1. Axis & ICICI Bank Cards – Instant Discounts
- Axis & ICICI credit card users can grab up to 10% instant discount during the sale:
- ICICI Bank: ₹1,750 cap per card on transactions above ₹5,000; additional ₹750 off on orders above ₹24,990; and ₹3,000 off on orders above ₹79,990.
- Axis Bank: Similar 10% savings, with additional instant reductions of ₹1,250 (≥ ₹24,990) and ₹3,000 (≥ ₹79,990).
2. Flipkart Axis Bank Card – Unlimited 5% Cashback
- Offers unlimited 5% cashback on Flipkart and Myntra purchases. Perfect for power shoppers.
3. HDFC Bank Cards – SmartBuy Bonus & Instant ₹500 Off
- Use HDFC credit cards via the SmartBuy portal for 3× rewards + 1% cashback (capped at 15,000 points/month).
4. Flipkart SBI Credit Card – Elevated Rewards Mix
- New co-branded card offering:
- 7.5% cashback on Myntra
- 5% cashback on Flipkart
- Additional perks on Zomato, Uber, PVR & more
- Auto-credit feature and a welcome benefit
- ₹500 joining fee (renewal waived with spend)
5. Kotak Bank Cards – Additional Instant Discounts
- Get up to 10% off (capped ₹1,250) on payments above ₹5,000 via credit or EMI transactions.
- Extra ₹750 discount on orders above ₹24,990; ₹3,000 off for above ₹79,990.
6. HDFC Millennia & AmEx SmartEarn – Boosted Rewards
- HDFC Millennia: 5% cashback during sale if used via SmartBuy; the cashback is capped.
- AmEx SmartEarn: Up to 10× reward points on Flipkart gift cards via Reward Multiplier.
7. Flipkart Pay Later + No-Cost EMI + Exchange Offers
- Access up to ₹1 lakh credit via Pay Later.
- No-cost EMI options across payment partners (Bajaj, HDFC, Axis, Kotak).
- Lucrative exchange offers with up to ₹25,000 off based on device condition.
| Credit Card/Offer | Highlights |
|---|---|
| Axis / ICICI Bank | 10% instant discount, tiered higher-value reductions |
| Flipkart Axis Bank Card | 5% unlimited cashback on Flipkart & Myntra |
| HDFC Bank (SmartBuy + EMI) | 3× points + 1% cashback, +₹500 off on EMIs |
| SBI Flipkart Credit Card | Up to 7.5% cashback across Flipkart, Myntra & others |
| Kotak Bank | 10% off + tiered extra discounts on big spends |
| HDFC Millennia | 5% cashback via SmartBuy, though capped |
| AmEx SmartEarn | 10× points on Flipkart gift cards via Reward Multiplier |
| Pay Later / EMI / Exchanges | ₹1L credit, interest-free EMIs, big exchange discounts |
MY Take:
Flipkart is firing up its holiday engine, matching Amazon blow-for-blow on launch timing. Early access for premium members means one thing: the race to the best deals starts the moment the clock strikes midnight.