The American Express Platinum Travel Credit Card is a subpremium travel card that offers a range of perks and rewards. Here’s how you can make the most out of it:
Key Features:
- Welcome Benefit: Get 10,000 Membership Rewards Points by spending ₹15,000 within the first 90 days.
- Earning Points:
- 1 point for every ₹500 spent.
- 3X points on spends via Reward Multiplier (up to ₹6,25,000).
- Bonus Points:
- 15,000 points on spending ₹1.9 lakh annually.
- 25,000 points on spending ₹4 lakh annually.
- Taj Stay Voucher: Receive a ₹10,000 voucher for Taj hotels on spending ₹4 lakh annually.
- Dining & Shopping Discounts: Up to 20% off at partner restaurants and 10% off on OnePlus devices.
- Airport Lounge Access: 8 complimentary domestic visits and Priority Pass membership for international lounges.
Reward Multiplier:
Earn accelerated points by purchasing through the Reward Multiplier portal. Special offers can increase your earning rate to up to 20 points per ₹100 spent. The maximum bonus points you can earn per month is capped at 25,000.
Redeeming Points:
- Gift Vouchers: Popular e-commerce sites like Flipkart.
- INSTA Purchases: At partner offline stores.
- Statement Balance: Use the Cash + Points scheme.
- Transfer Points: To partner airline and hotel loyalty programs.
Optimization Strategy:
Spend ₹4 lakh annually to:
- Earn 25,000 bonus points and 7,000 base points.
- Get a ₹10,000 Taj Stay Voucher. Redeem points for Taj Stay Vouchers for the highest value.
Benefits Overview:
With strategic spending and redemption, the American Express Platinum Travel Credit Card can offer substantial rewards and benefits, making it an excellent choice for frequent travelers and shoppers.