HDFC Bank is offering a golden chance to make your credit card lifetime free by meeting spend milestones! Here’s how you can unlock the benefits:
What’s the Offer?
- Spend a set amount in the first 90 days or during the anniversary year to waive joining/renewal fees.
- Select cards are available lifetime free under festive offers from Dec 17, 2024 – Jan 16, 2025.
Popular Lifetime Free Cards
Some top cards under this offer:
- HDFC Millennia – Up to 5% cashback on Amazon, Flipkart, Myntra.
- Diners Club Privilege – Lounge access, 4 RPs per ₹150 spent.
- Swiggy HDFC – Ideal for foodies with Swiggy offers!
Key Milestones for Fee Waivers
| Card | Annual Fee | First-Year Waiver | Renewal Fee Waiver |
|---|---|---|---|
| Infinia Metal | ₹12,500 | ₹3L spend in 90 days | ₹10L spend in 12 months |
| Diners Black Metal | ₹10,000 | ₹1.5L spend in 90 days | ₹8L spend in 12 months |
| Tata Neu Infinity | ₹499 | N/A | ₹3L spend |
| MoneyBack+ | ₹500 | ₹500 gift voucher | ₹50K spend |
| IndianOil | ₹500 | N/A | ₹50K spend |
Why Go Lifetime Free?
- No annual charges but full benefits!
- Rewards, lounge access, and dining offers.
- Easier approvals for lifetime-free cards.
Festive Special
From Dec 2024 to Jan 2025, select HDFC cards (including Regalia Gold) are available for free for the first year.
How to Get Started
- Pay the joining fee.
- Hit the spending milestone within the set period.
- Get a gift voucher or fee waiver!
Act Now
Don’t miss out – spend and save to enjoy HDFC premium credit cards without annual fees.