Looking to Buy Gadgets? Maximize Savings with These Credit Cards!

If you’re planning to purchase an electronic gadget soon, make sure to leverage your credit card benefits. Some cards offer excellent cashback and rewards specifically for gadget purchases. Here’s a breakdown of the best credit cards for gadget enthusiasts and key tips to choose the right one:

Top Credit Cards for Gadget Lovers

1. Amazon Pay ICICI Credit Card

  • For Prime Members: 5% cashback on Amazon purchases.
  • For Non-Prime Members: 3% cashback.
  • Amazon Pay Perks: 2% cashback on payments to 100+ partner merchants.
  • Fees: ₹0 joining and annual fees.

Apply Now : Amazon Pay ICICI Credit Card

2. SBI Cashback Credit Card

  • Cashback: 5% on all online spends.
  • Joining Fee: ₹999 (waived on ₹2L annual spend).
  • Cashback Credited: Auto-credited within 2 days post-statement.

Apply Now : SBI Cashback Credit Card

3. HDFC Bank Millennia Credit Card

  • Cashback: 5% on Amazon, Flipkart, Myntra & more; 1% on other categories.
  • Fee: ₹1,000 (+ taxes), with ₹1,000 gift vouchers on ₹1L+ spends per quarter.

Apply Now : HDFC Bank Millennia Credit Card

4. Flipkart Axis Bank Credit Card

  • Cashback: 5% on Flipkart; 4% on Swiggy, PVR, CultFit, Uber.
  • Fee: ₹500 (waived on ₹3.5L annual spend).

Apply Now : Flipkart Axis Bank Credit Card

5. Axis Bank ACE Credit Card

  • Cashback: 5% on bill payments/recharges via Google Pay; 4% on Swiggy, Ola, Zomato; 1.5% on other spends.
  • Fee: ₹499 (waived on ₹2L annual spend).

Apply Now : Axis Bank ACE Credit Card

Key Tips for Choosing the Right Card

1. Spending Habits
Select a card aligned with your preferred shopping platforms to maximize cashback and rewards.

2. Fees
Check joining/annual fees and whether they can be waived off based on spending thresholds.

3. Credit Limit
Ensure the card offers a sufficient limit for high-value gadget purchases.

4. EMI Options
Look for cards with easy EMI conversions for a smoother purchase experience.