Hi all,
I don’t have a CIBIL score since I’ve never had a credit card or loan in my name. My recent credit card application with IndusInd got rejected. Are there any good LTF RuPay credit cards with decent benefits that don’t require a CIBIL check? I currently only have an SBI debit card and earn around ₹80k per month. Any suggestions would be appreciated!
@Midhu0000 With your salary, you should be able to get a mid-range card. I’d recommend trying for the HDFC Tata Neu card. If you’re still facing issues due to your lack of CIBIL score, consider getting an FD-backed credit card to start building your score. This can make it easier to qualify for better cards in the future!