Kotak Mahindra Bank has established itself as a strong player in the banking industry, particularly with its diverse range of debit cards. These cards cater to different spending habits and lifestyles, offering benefits like dining discounts, travel perks, and insurance coverage. Whether you seek luxury experiences or movie rewards, Kotak Mahindra has options for every customer.
Debit Card Options from Kotak Mahindra
Kotak Mahindra offers a variety of debit cards with competitive annual fees and user-friendly services. Each card is designed to maximize the banking experience with benefits tailored to different needs.
Privy League Black Debit Card
The Privy League Black Metal Debit Card is a premium offering designed for those who prefer exclusive banking benefits. With a sophisticated metal design, this card enhances spending on dining, travel, movies, groceries, and more.
- Purchase limit of ₹5 lakh and ATM withdrawal limit of ₹2.5 lakh, both domestically and internationally.
- 20 percent discount on Swiggy orders above ₹200, up to ₹300, available ten times a year.
- Low foreign currency markup fee of 1.5 percent.
- Two complimentary domestic airport lounge accesses per quarter.
- Fuel surcharge waiver on transactions up to ₹30,000 per month.
- Insurance benefits, including lost card liability coverage of ₹6 lakh and air accident insurance of ₹5 crore.
Eligibility for this card requires membership in the Privy League Black Programme.
Infinite Debit Card
The Infinite Debit Card is designed for those who enjoy a high-end lifestyle with exclusive privileges.
- Purchase limit of ₹5 lakh and ATM withdrawal limit of ₹2.5 lakh.
- Fuel surcharge waiver on transactions up to ₹30,000 per month.
- Insurance coverage includes lost card liability up to ₹6 lakh and air accident insurance of ₹5 crore.
- Two complimentary domestic airport lounge accesses per quarter.
- 24/7 VISA concierge service for travel planning, hotel bookings, and more.
- Special discounts at select merchants.
- Cross-currency markup fee of 1.5 percent for international transactions.
Kotak PVR Debit Card
The PVR Debit Card is tailored for movie lovers, allowing users to earn PVR Reward Points on every transaction.
- Redeem points at PVR outlets for food, beverages, and movie tickets.
- Earn up to 17 complimentary movie tickets per year based on spending.
- Introductory ₹500 PVR food and beverage voucher, along with an annual ₹200 voucher upon payment of the ₹499 maintenance charge.
- Tap-and-go payments for transactions up to ₹5,000.
- Daily withdrawal limit of ₹1 lakh.
- Fuel surcharge waiver on transactions up to ₹30,000.
To apply, customers must have a Kotak Mahindra Bank savings account. Applications can be submitted online or at a branch.
#811 Dream Different Debit Card
Designed for digital-savvy users, the #811 Dream Different Debit Card is linked to the Kotak 811 savings account.
- Annual fee of ₹299.
- Tap-and-go payment support for faster transactions.
- Purchase limit of ₹1 lakh per day and ATM withdrawal limit of ₹25,000, applicable in India and abroad.
- Complimentary insurance coverage, including protection against card theft and accidental death.
- 24-hour VISA Global Customer Assistance for lost card reporting and replacements.
This card is ideal for individuals looking to enhance their digital banking experience with added security.
Silk Platinum Debit Card
The Silk Platinum Debit Card is designed specifically for women, offering lifestyle benefits that enhance everyday spending.
- Earn up to 1,500 reward points per month, redeemable for groceries, dining, travel, and more.
- Personal accidental death insurance coverage of up to ₹15 lakh.
- Exclusive discounts at lifestyle and dining outlets.
- Option to personalize the card with unique images.
- 24-hour customer support for lost card assistance and inquiries.
Choosing the Right Kotak Mahindra Debit Card
Kotak Mahindra Bank provides a wide selection of debit cards to match different lifestyles and preferences. Whether you seek premium benefits, movie rewards, or everyday savings, there is a suitable option available. By selecting the right card, users can maximize their banking experience while enjoying valuable perks.