1. What is the Airtel Axis Bank Credit Card?
A co-branded credit card from Axis Bank and Airtel, offering lucrative cashback on various utility payments, dining, and more.
2. Welcome Benefit
- Rs. 500 Amazon E-voucher on joining the card.
- Conditions: Complete your first transaction within 30 days of issuance to claim.
3. Cashback on Airtel Services
- 25% cashback on Airtel prepaid/postpaid, broadband, and DTH payments made via the Airtel Thanks App.
- Cap: Up to Rs. 250 per month.
4. Cashback on Utility Bill Payments
- 10% cashback on utility payments like electricity and gas through the Airtel Thanks App.
- Cap: Up to Rs. 250 per month.
5. Cashback on Preferred Merchants
- 10% cashback on orders from Swiggy, Zomato, and BigBasket via their apps.
- Cap: Up to Rs. 500/month for all 3 combined.
- Important: Some categories (like BigBasket’s Beauty Store) don’t qualify.
6. Other Spend Cashback
- 1% cashback on all other transactions (no cap).
7. Cashback Crediting
- Cashback is credited to your statement 3 days before the statement generation date.
8. Exclusions
No cashback for:
- Fuel expenses
- EMI transactions, wallet loads
- Jewelry, rental, insurance, and education payments
- Government services and more
9. Airport Lounge Access
- 4 complimentary domestic lounge visits/year (with a minimum spend of Rs. 50,000 over the last 3 months).
10. Fuel Surcharge Waiver
- 1% waiver on fuel spends between Rs. 400-4,000, up to Rs. 500/month.
11. Restaurant Discounts
- Enjoy 15% off (up to Rs. 500) at participating restaurants via Eazydiner.
12. Joining & Annual Fee
- Joining Fee: Rs. 500 + taxes (includes Amazon e-voucher).
- Annual Fee: Rs. 500, waived if annual spends are ₹2 lakh+.
- Note: Wallet loads & rental payments do not contribute to the waiver.
13. Maximizing Your Benefits
- Airtel services: Max cashback of Rs. 3,000/year (₹250/month × 12).
- Other utility bills: Max cashback of Rs. 3,000/year.
- Preferred merchant spends: Max cashback of Rs. 6,000/year.
- Total yearly benefits: ₹12,000+ for a nominal fee.
14. Is It Worth It?
- Great for heavy Airtel users.
- Offers decent cashback on utility bill payments and preferred merchants.
- Additional perks like lounge access make it a solid entry-level card.
15. Final Thoughts
If you’re already using Airtel services and want a card that maximizes your savings on utility payments and more, the Airtel Axis Bank Credit Card could be a great choice.
Get Started and Apply for the Airtel Axis Bank Credit Card Today!