1. HDFC Bank RuPay IRCTC Credit Card
- Fee: ₹499 (Waived on ₹1.5L annual spend)
- Rewards:
- 5 Cash Points/₹100 on IRCTC train bookings
- 1 Cash Point/₹100 on other spends
- Benefits:
- 8 complimentary lounge access annually
- ₹500 Amazon voucher on the first purchase
- 1% fuel surcharge waiver (₹400–₹5,000)
- Redeem points for train tickets, flights, or cashback.
Apply Now : HDFC Bank RuPay IRCTC Credit Card
2. IRCTC RuPay SBI Credit Card
- Fee: ₹500
- Rewards:
- 1 Reward Point/₹125 on spends
- Benefits:
- 350 Reward Points as a welcome benefit
- 4 complimentary railway lounge visits (1/quarter)
- 1% waiver on IRCTC transaction charges
- Fuel surcharge waiver (₹500–₹3,000)
Apply Now : IRCTC RuPay SBI Credit Card
3. IRCTC SBI Card Premier
- Fee: ₹1,499 (Waived on ₹2L annual spend)
- Rewards:
- 1,500 Reward Points as a welcome benefit
- Milestone rewards:
- 2,500 Points for ₹50K annual spend
- 5,000 Points for ₹1L annual spend
- Benefits:
- 2 railway lounge visits/quarter
- Insurance for rail accidents
- Fuel and renewal fee waivers
Apply Now : IRCTC SBI Card Premier
4. IRCTC RBL Bank Credit Card
- Fee: ₹500
- Rewards:
- 5 Points/₹200 on train bookings
- 2 Points/₹200 on hotels/flights/cruises
- 1 Point/₹200 on other spends
- Benefits:
- 1 Reward Point = ₹1 (redeemable on IRCTC)
- 2 complimentary railway lounge visits/quarter
- Waiver on IRCTC transaction charges
5. IRCTC BOBCARD Credit Card
- Fee: ₹500 (Annual Fee: ₹350)
- Rewards:
- 40 Points/₹100 on IRCTC train bookings
- 4 Points/₹100 on groceries & departmental stores
- 2 Points/₹100 on other spends
- Benefits:
- 1,000 Points as a welcome benefit
- 1 complimentary lounge visit/quarter
- Fuel and railway surcharge waiver
Apply Now : IRCTC BOBCARD Credit Card
Why choose these cards?
- Significant savings on train bookings
- Lounge access for comfort during travel
- Rewards and milestone benefits for added value