Instant Credit Cards: Quick Approval and Instant Access to Credit!

What is an Instant Credit Card?

  • An instant credit card is approved instantly by the bank after a soft credit check.
  • If your credit score meets the criteria, you’ll receive your card details (number, CVV, and expiry date) digitally.
  • Use your card for online transactions right away—no waiting for the physical card!
  • If your application is declined, you can apply for another card with a different bank.

Key Features of Instant Credit Cards

1. Instant Issuance: Get approved and start using your card digitally within minutes. The physical card arrives later.

2. Soft Credit Check: Approval is based on a soft credit check performed after you share your details.

3. eKYC Process: The card is linked to your Aadhaar or phone number, verified via OTP for eKYC.

4. Digital Card Details: Receive card details (number, CVV, and expiry date) instantly for online transactions.

5. Minimal Documentation: The digital process ensures quick approval with minimal paperwork.

Examples of Instant Credit Cards

ICICI Bank Instant Platinum Credit Card:

  • Issued against a fixed deposit for quick approval.

SimplyCLICK SBI Card:

  • Instantly issued for online use upon approval.

Why Wait? Instant credit cards are perfect for those who want quick access to credit with minimal hassle.