Looking for a credit card but not sure which one fits your lifestyle better? Here’s a quick comparison between the IndusInd Legend and ICICI Coral Credit Cards to help you decide.
1. IndusInd Legend Credit Card
Lifetime Free – No joining or annual fees!
Reward Points:
- 1 RP for every ₹100 spent on weekdays.
- 2 RP for every ₹100 spent on weekends.
Milestone Bonus: Earn 4,000 RP when you spend ₹6 lakhs annually.
Airport Lounge Access: Complimentary domestic lounge access once every quarter.
Movie Perks: Monthly Buy-One-Get-One offer on BookMyShow (capped at ₹200).
Low Forex Markup: Just 1.8% on international transactions.
Apply Now: IndusInd Legend Credit Card
2. ICICI Coral Credit Card
Fee: ₹500 + GST (waived on annual spends of ₹1.5 lakhs).
Reward Points:
- 2 RP for every ₹100 spent on eligible spends.
- Redeem RPs for products or cashback (1 RP = ₹0.25).
Dining Discounts: 15% off at over 2,500 partner restaurants.
Movie Discounts: 25% off on tickets booked via BookMyShow.
Airport & Railway Lounge Access: Complimentary access once per quarter (with spending requirements).
Milestone Benefits: Up to 10,000 bonus points annually.
Fuel Surcharge Waiver: Save on fuel transactions.
Apply Now: ICICI Coral Credit Card
Comparison
| Features | IndusInd Legend | ICICI Coral |
|---|---|---|
| Annual Fee | Nil | ₹500 + GST (waivable) |
| Reward Rate | 1 RP/₹100 (weekday) | 2 RP/₹100 |
| 2 RP/₹100 (weekend) | ||
| Reward Redemption | 1 RP = ₹0.50 | 1 RP = ₹0.25 |
| Movie Perks | BOGO on BookMyShow | 25% off on tickets |
| Dining Discounts | N/A | 15% at partner restaurants |
| Lounge Access | Domestic lounges quarterly | Domestic & railway lounges |
| Forex Markup | 1.8% | Standard rates apply |
Which One Should You Pick?
- IndusInd Legend: Ideal for frequent travelers, reward seekers, and those who prefer lifetime free cards.
- ICICI Coral: Perfect for dining enthusiasts, movie buffs, and users who love versatile rewards with travel perks.