IndiGo and IDFC FIRST Bank have launched a dual-network credit card targeted at frequent flyers and savvy spenders. Here’s an overview:
- Dual Network: Get both RuPay and Mastercard cards, accepted globally.
- Unlimited IndiGo BluChips: Earn rewards whether you pay via UPI or use the card internationally.
- Joining Benefits:
- 5,000 IndiGo BluChips auto-credited
- IndiGo meal voucher
- EazyDiner 3-month membership
- ₹3,000 Postcard Hotels stay voucher
- Annual Milestone Rewards: Earn up to 25,000 BluChips per year by hitting spend thresholds.
- Accelerated Earning:
- 6 BluChips/₹100 on IndiGo website/app
- 3 BluChips/₹100 on other spends
- 0.5 BluChips/₹100 on UPI and essentials
- Travel Perks:
- Trip cancellation cover up to ₹25,000
- 1.49% low forex markup
Tapnow Insight:
Despite the attractive joining perks and milestone rewards, we at Tapnow suggest taking a closer look before committing:
- The ₹4,999 + GST annual fee is significant.
- Rewards are heavily skewed towards IndiGo spends—general users may not maximize benefits.
- UPI and essential spends earn very low rewards.