On August 18, 2025, IndiGo and IDFC FIRST Bank unveiled the IndiGo IDFC FIRST Credit Card, a standout co-branded offering featuring dual-network capability via both RuPay and Mastercard—available through a single application. This card enables users to earn IndiGo BluChips across a wide range of spending channels—from flights to everyday needs.
Why It Matters
- Dual-Network Flexibility: Enjoy seamless usage across domestic UPI payments, international transactions, and robust Mastercard acceptance.
- Inclusive Access: Opt for conventional credit eligibility or bypass it entirely with a ₹1 lakh Fixed Deposit (FD) option—both variants available right at launch.
- High BluChip Rewards:
- Earn up to 22 BluChips per ₹100 on flights booked via IndiGo’s website/app
- Score milestone rewards up to 25,000 BluChips annually
- Attractive Travel Perks: Low forex markup at 1.49%, trip cancellation cover, travel and personal accident insurance —all aimed at enhancing travel convenience and peace of mind.
What’s Changing Technically?
- Unified Statement: Both RuPay and Mastercard cards share the same credit limit and appear in a consolidated monthly statement.
- One Application for Two Cards: You receive both cards in a single welcome kit. Just remember to set PINs and transaction preferences separately for each.
This card exemplifies how airline-branded credit offerings are becoming more inclusive and accessible. The dual-network approach means UPI compatibility plus international spending readiness. Including an FD-based option also helps onboard users with limited credit history—making premium travel benefits truly democratic.